The below Retiree Benefits Information Kit includes information regarding eligibility, premiums, levels of reimbursement, how to enroll, and choosing your retirement health plan. This summary of coverage is based only upon your service with Manatee County Government. If you have prior employment with another employer, such as the Federal Government, it will be necessary to review that employer’s Medical Benefit Program and the cost prior to selecting whether to participate in the Manatee County’s Medical and/or Dental Program or another program.
A former Employee under Age 65 may continue the identical “YourChoice” Medical Plan they are currently enrolled in as of the last date of their employment until the Qualifying Event Period for the next Plan Year. The Qualifying Events Rules for a Retiree and/or participating Dependent are identical to an Active Employee. In order for Retiree and Retiree’s covered Dependents to maintain the “YourChoice” Better, Best or Ultimate Plan they must complete the Qualifying Events by August 31 according to the “YourChoice” Health Plan Guidelines and forward the documentation to the Manatee Service Center by September 15 for the next Plan Year.
Retiree 65 and Older
A Retiree age 65 and older eligible for Medicare must be enrolled in Medicare Part A or B to receive any benefits under the medical plan. A retiree not enrolled in Medicare Part A & B will not be eligible to receive benefits in the supplemental plan.
The Bankers Plan is a medical and prescription plan through a private insurance company that was developed to provide benefits that are similar to the existing County Health Plan. The Bankers Plan incorporates Medicare Parts A, B and the Coventry Part D prescription coverage for Medicare eligible retirees and dependents. As this plan is specifically geared for Medicare eligible members and incorporates Medicare coverage, the premiums for the Bankers Plan are lower than premiums for the County Health plan.
The Bankers Plan is an enhanced plan that provides better prescription coverage than the standard Medicare Part D prescription coverage.
If you have any questions on evaluating the two plans contact:
EHB Employee Health Benefits at (941) 748-4501 x6404 or email
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Bankers Plan staff at (941) 928-7551
Manatee County Government Plan
MANATEE COUNTY PLAN- MEDICARE ELIGIBLE
Medicare is the primary insurer for those Retirees and Spouses over 65, or under 65 enrolled in Medicare Disability, and the County’s Plan is secondary. These participants do not participate in “YourChoice” Health Plan’s Qualifying Events. As the secondary insurer the County’s Plan wraps around Medicare and pays benefits that are not covered by Medicare, then the County’s Plan will continue to pay those benefits according to the County’s Plan.
